Connecting to better
Bankwest Breeze Platinum Mastercard
Bonus Point
Interest Rates
0
12.99
Reward Point
N/A
Annual fee
$59
Pros.
Enjoy a 0% p.a. balance transfer offer for 24 months.
Benefit from a low ongoing purchase rate of 12.99% p.a.
Pay no foreign transaction fees on international purchases.
Get access to complimentary overseas travel insurance.
Cons.
No rewards program included.
Cash advances attract a 21.99% p.a. interest rate.
A 3% fee applies to balance transfers.
The Bankwest Breeze Platinum Mastercard is a low-rate credit card that includes complimentary insurance as part of its platinum benefits. Currently, it offers a 0% p.a. interest rate on balance transfers for the first 24 months for new customers. After the introductory period, a competitive 12.99% p.a. interest rate applies, which is lower than many other cards' post-offer balance transfer rates.
However, if you're transferring a balance, be sure to consider the 3% balance transfer fee that applies at the time of processing.
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Details
Product Details
Product Name
Bankwest Breeze Platinum Mastercard
Balance transfer rate p.a.
0% for 24 months with 3% balance transfer fee, then 12.99%
Balance transfer limit
0% for 24 months with 3% balance transfer fee, then 12.99%
Purchase rate p.a.
12.99
Interest-free days
Up to 55 days on purchases
Cash advance rate p.a.
21.99%
Min credit limit
$6,000
Card type
Mastercard
Fees & Charges
Annual fee
$59
Minimum monthly repayment
0% for 24 months with 3% balance transfer fee, then 12.99%
Late payment fee
$25
Foreign currency conversion fee
Foreign currency conversion fee 0%
Cash advance fee
3% or $4, whichever is greater
Overseas cash advance fee
3% or $4, whichever is greater
Additional cardholder fee
$0
Number of additional cardholders
3
Eligibility
Available to temporary residents
No
Minimum income
$35,000
Joint application
No
Rewards
Rewards program
N/A
Bonus points
0
Rewards points per $ spent
N/A
Rewards points cap
N/A
How to Apply
You can apply for the Bankwest Breeze Platinum Mastercard online in approximately 15 minutes. Before starting your application, ensure you meet the eligibility criteria and have all the necessary documents and details ready.
Eligibility Criteria
New Customers – This introductory balance transfer offer is only available to new customers.
Minimum Income – You must have a regular annual income of at least $35,000.
Eligible Balance Transfer – Balance transfers are not allowed from existing Bankwest-branded credit cards. You can transfer amounts ranging from $500 up to 95% of your approved credit limit.
Residency – Applicants must be Australian citizens or permanent residents to apply online.
Age Requirement – You must be at least 18 years old to be eligible.
Required Documents
Personal Information – Your full name, date of birth, residential address, email, and contact number.
Proof of Identification – A valid passport, driver's licence, or Medicare card for identity verification.
Employment Details – Your job title, length of employment, and employer’s contact information.
Financial Information – Details of your income, expenses, existing debts, and assets.
Balance Transfer Details – If transferring a balance, you'll need the total amount of debt you wish to transfer along with details of the existing credit card.
Card benefits
You can apply for the Bankwest Breeze Platinum Mastercard online in approximately 15 minutes. Before starting your application, ensure you meet the eligibility criteria and have all the necessary documents and details ready.
Eligibility Criteria
New Customers – This introductory balance transfer offer is only available to new customers.
Minimum Income – You must have a regular annual income of at least $35,000.
Eligible Balance Transfer – Balance transfers are not allowed from existing Bankwest-branded credit cards. You can transfer amounts ranging from $500 up to 95% of your approved credit limit.
Residency – Applicants must be Australian citizens or permanent residents to apply online.
Age Requirement – You must be at least 18 years old to be eligible.
Required Documents
Personal Information – Your full name, date of birth, residential address, email, and contact number.
Proof of Identification – A valid passport, driver's licence, or Medicare card for identity verification.
Employment Details – Your job title, length of employment, and employer’s contact information.
Financial Information – Details of your income, expenses, existing debts, and assets.
Balance Transfer Details – If transferring a balance, you'll need the total amount of debt you wish to transfer along with details of the existing credit card.
Rates & fees
Bankwest Breeze Platinum Mastercard – Fees & Charges
Annual Fee – This card comes with a standard annual fee of $59.
Cash Advances – For cash withdrawals or cash-equivalent transactions, a 3% fee (or $4, whichever is higher)applies. These transactions attract an interest rate of 21.99% p.a. from the day they are made.
Purchase Rate – The standard purchase interest rate is 12.99% p.a.
Interest-Free Days – You can enjoy up to 55 days interest-free on purchases, provided you pay your previous statement balance in full (or meet the required monthly payment on an active easy instalment plan).
Additional Cardholders – You can add up to 3 additional cardholders at no extra cost, helping you share your account benefits while maintaining control over the primary account.