Connecting to better
David Jones Prestige Credit Card
Bonus Point
Interest Rates
60000
23.99
Reward Point
1
Annual fee
$295
Pros.
Earn 60,000 bonus David Jones Points
Get up to 4 points per $1 spent on eligible purchases
Enjoy 10% off selected hotels booked through Expedia and Wotif via the Latitude App, plus save 6% on selected accommodation
Access complimentary travel insurance and Priority Pass lounge visits
Receive a complimentary Ultraceuticals Signature Facial valued at $125
Cons.
Charges a relatively high annual fee of $295 and a 23.99% p.a. interest rate on purchases
Has a minimum credit limit requirement of $6,000
Some of the benefits that come with this card include complimentary gift wrapping, free in-store alterations, and exclusive invites to special events and previews. Beyond David Jones, it also offers complimentary travel insurance, access to Priority Pass lounges, and entry to a personal styling suite.
Details
Product Details
Product Name
David Jones Prestige Credit Card
Balance transfer rate p.a.
N/A
Balance transfer limit
N/A
Purchase rate p.a.
23.99
Interest-free days
Up to 55 days on purchases
Cash advance rate p.a.
3% or $3, whichever is greater
Min credit limit
$6,000
Card type
Mastercard
Fees & Charges
Annual fee
$295
Minimum monthly repayment
N/A
Late payment fee
$35
Foreign currency conversion fee
3%
Cash advance fee
3% or $3, whichever is greater
Overseas cash advance fee
N/A
Additional cardholder fee
$0
Number of additional cardholders
1
Eligibility
Available to temporary residents
Yes with conditions
Minimum income
N/A
Joint application
No
Rewards
Rewards program
1
Bonus points
60000
Rewards points per $ spent
1
Rewards points cap
60000
How to Apply
You can apply for the David Jones Prestige Credit Card online by completing a secure application form. Before starting, make sure you meet the eligibility requirements and have all the necessary documents ready.
Eligibility criteria
Residency: You must be an Australian resident or a temporary resident with legal working rights in Australia and plans to stay for at least the next 12 months.
Age: Applicants must be at least 18 years old.
Credit history: You should have a clear credit record with no history of bad debts or defaults. If you're unsure of your current standing, you can get a free credit report through Finder.
Required documents
Personal details: Include your full name, contact information, and proof of identity, such as an Australian driver’s licence, Medicare card, or passport.
Financial details: Be ready to provide details about your income, savings, assets, and any existing debts or credit accounts. You’ll also need to estimate your ongoing household expenses.
Card benefits
You can apply for the David Jones Prestige Credit Card online by completing a secure application form. Before starting, make sure you meet the eligibility requirements and have all the necessary documents ready.
Eligibility criteria
Residency: You must be an Australian resident or a temporary resident with legal working rights in Australia and plans to stay for at least the next 12 months.
Age: Applicants must be at least 18 years old.
Credit history: You should have a clear credit record with no history of bad debts or defaults. If you're unsure of your current standing, you can get a free credit report through Finder.
Required documents
Personal details: Include your full name, contact information, and proof of identity, such as an Australian driver’s licence, Medicare card, or passport.
Financial details: Be ready to provide details about your income, savings, assets, and any existing debts or credit accounts. You’ll also need to estimate your ongoing household expenses.
Rates & fees
Annual fee: The David Jones Prestige Credit Card comes with a $295 annual fee.
Interest rates: Purchases attract a 23.99% p.a. interest rate, while cash advances are charged at 24.99% p.a.
Interest-free days: Enjoy up to 55 interest-free days on everyday purchases when you pay your full closing balance by the due date.
Minimum credit limit: This card has a minimum credit limit of $6,000.
Additional cardholder: You can add an extra cardholder at no cost, as long as they are at least 16 years old.
International transaction fee: A 3% fee applies to any overseas or foreign currency transactions, including online purchases.