Connecting to better
NAB Rewards Platinum Card
Bonus Point
Interest Rates
100000
20.99
Reward Point
1
Annual fee
$195
Pros.
Up to 100,000 bonus NAB Rewards Points
Earn an extra 0.5 NAB Rewards Points per $1 spent at eligible grocery stores
Enjoy Visa Premium Access and 24/7 access to NAB Platinum Concierge Services
0% p.a. interest rate on balance transfers for the first 12 months
Cons.
To earn all the bonus points, you must keep the card for at least 12 months, which means you'll be required to pay the annual fee for the second year.
3.5% international transaction fee
Balance transfer offer includes a 3% fee
The NAB Rewards Platinum Credit Card provides 24/7 concierge services to assist with travel planning, entertainment bookings, gift purchases, and more, helping you save time. Additionally, you can enjoy up to 44 interest-free days on purchases by paying your full statement balance by the due date. If not paid in full, a variable purchase rate of 20.99% p.a. will apply.
Details
Product Details
Product Name
NAB Rewards Platinum Card
Balance transfer rate p.a.
0% for 12 months with 3% balance transfer fee, then 21.74%
Balance transfer limit
90% of available limit
Purchase rate p.a.
20.99
Interest-free days
Up to 44 dayson purchases
Cash advance rate p.a.
3% or $3, whichever is greater
Min credit limit
$6,000
Card type
Visa
Fees & Charges
Annual fee
$195
Minimum monthly repayment
0% for 12 months with 3% balance transfer fee, then 21.74%
Late payment fee
$15
Foreign currency conversion fee
3.5%
Cash advance fee
3% or $3, whichever is greater
Overseas cash advance fee
$5
Additional cardholder fee
$0
Number of additional cardholders
1
Eligibility
Available to temporary residents
Yes with conditions
Minimum income
N/A
Joint application
No
Rewards
Rewards program
1
Bonus points
100000
Rewards points per $ spent
1
Rewards points cap
1
How to Apply
You can apply for the NAB Rewards Platinum card online in approximately 15 minutes and receive a response within around 60 seconds. Before you begin, ensure you meet the eligibility requirements and have all the necessary documents ready to complete the application.
Eligibility Criteria
New customer: The bonus points offer is only available to new NAB customers, meaning you cannot currently hold or have held a NAB Rewards card in the past 18 months.
Residency: You must be an Australian citizen or permanent resident. If you're not a citizen or permanent resident, you must hold an acceptable visa. Some visas are not accepted, including Visitor, Working Holiday, Student, Exchange, Transit, Seasonal, and certain Bridging visas (except Special Category Visa for NZ citizens).
Eligible balance transfer debt: You can transfer up to 90% of your approved credit limit from non-NAB accounts.
Age: You must be at least 18 years old to apply.
Required Documents
Personal information: Provide your full name, date of birth, marital status, residential address, email address, and contact number. You will also need to provide identification, such as your driver’s license number.
Employment details: This includes your employer's name and contact details, your role, and the duration of your employment. You may need to provide your salary details and submit recent payslips or bank statements.
Financial information: In addition to your income, include details of any assets (such as savings, shares, or investments) and information on existing credit cards, loans, debts, and regular financial responsibilities (like groceries and fuel).
Balance transfer details: If you're transferring a balance, include the amount to be transferred and the details of the previous account.
Card benefits
You can apply for the NAB Rewards Platinum card online in approximately 15 minutes and receive a response within around 60 seconds. Before you begin, ensure you meet the eligibility requirements and have all the necessary documents ready to complete the application.
Eligibility Criteria
New customer: The bonus points offer is only available to new NAB customers, meaning you cannot currently hold or have held a NAB Rewards card in the past 18 months.
Residency: You must be an Australian citizen or permanent resident. If you're not a citizen or permanent resident, you must hold an acceptable visa. Some visas are not accepted, including Visitor, Working Holiday, Student, Exchange, Transit, Seasonal, and certain Bridging visas (except Special Category Visa for NZ citizens).
Eligible balance transfer debt: You can transfer up to 90% of your approved credit limit from non-NAB accounts.
Age: You must be at least 18 years old to apply.
Required Documents
Personal information: Provide your full name, date of birth, marital status, residential address, email address, and contact number. You will also need to provide identification, such as your driver’s license number.
Employment details: This includes your employer's name and contact details, your role, and the duration of your employment. You may need to provide your salary details and submit recent payslips or bank statements.
Financial information: In addition to your income, include details of any assets (such as savings, shares, or investments) and information on existing credit cards, loans, debts, and regular financial responsibilities (like groceries and fuel).
Balance transfer details: If you're transferring a balance, include the amount to be transferred and the details of the previous account.
Rates & fees
Annual fee: $195 per year.
Purchase rate: 20.99% p.a. variable interest rate on purchases.
Interest-free days: Up to 44 interest-free days on purchases when you pay your balance in full by the due date, or the interest-free days amount shown on your statement.
Cash advance rate: 21.74% p.a. variable interest rate on cash advances.
Cash advance fee: A fee of 3% or $3 (whichever is greater) applies for cash withdrawals or other cash equivalent transactions.
Credit limits: The minimum credit limit is $6,000, with a maximum limit of $30,000.
International transaction fee: A 3.5% fee applies to foreign currency transactions, such as shopping overseas or with international merchants online.