Connecting to better
Qantas Premier Platinum
Bonus Point
Interest Rates
80000
20.99
Reward Point
1
Annual fee
$349 first year ($399 after)
Pros.
Earn up to 80,000 bonus Qantas Points
Receive a $100 Qantas Hotels and Holidays voucher
Get up to 2 Qantas Points per $1 spent
Enjoy a 0% p.a. balance transfer offer for 12 months
Pay a discounted first-year annual fee of $349
Cons.
A 2% fee applies to balance transfers
The standard annual fee of $399 is on the higher side
Interest-free days are not available if you have an active balance transfer debt
Spending over $10,000 per statement period earns a reduced rate of 0.5 Qantas Points per $1
The Qantas Premier Platinum Credit Card offers between 0.5 and 1.5 Qantas Points per $1 on eligible everyday spending, with the potential to earn up to 2 points per $1 on Qantas-related purchases. Cardholders receive 2 airport lounge invitations annually, complimentary travel insurance, and a yearly discounted companion flight offer for eligible domestic Qantas trips. Additionally, the card provides a 6-month interest-free period on your first eligible Qantas purchase. However, after the promotional period ends, a variable interest rate of 20.99% p.a. will apply to any outstanding balance.
Details
Product Details
Product Name
Qantas Premier Platinum
Balance transfer rate p.a.
0% for 12 months with 2% balance transfer fee, then 21.99%
Balance transfer limit
80% of available limit
Purchase rate p.a.
20.99
Interest-free days
Up to 44 days on purchases
Cash advance rate p.a.
21.99% p.a.
Min credit limit
$6000
Card type
Mastercard
Fees & Charges
Annual fee
$349 first year ($399 after)
Minimum monthly repayment
0% for 12 months with 2% balance transfer fee, then 21.99%
Late payment fee
$30
Foreign currency conversion fee
Foreign currency conversion fee 3%
Cash advance fee
3% or $3, whichever is greater
Overseas cash advance fee
$5
Additional cardholder fee
$50
Number of additional cardholders
4
Eligibility
Available to temporary residents
No
Minimum income
$35,000
Joint application
No
Rewards
Rewards program
1
Bonus points
80000
Rewards points per $ spent
1
Rewards points cap
Uncapped
How to Apply
You can apply for the Qantas Premier Platinum Credit Card online in just 10 minutes. Before proceeding, ensure you meet the eligibility criteria and have the necessary details ready to complete your application.
Eligibility Criteria
Income: A minimum annual income of $35,000 is required.
Current Qantas Premier Cardholder Status: You are not eligible if you currently hold or have held a Qantas Premier credit card as the primary cardholder in the last 12 months.
Qantas Frequent Flyer Membership: You must be an active Qantas Frequent Flyer member to apply. If you're not yet a member, you can join for free during the application process.
Residency: You must be an Australian citizen or permanent resident with a valid Australian residential address and mobile number.
Age Requirement: Applicants must be 18 years or older.
Balance Transfer Limit: If transferring a balance, you can transfer up to 80% of your available credit limit.
Required Documents
Personal Information: Your full name, date of birth, residential address, email, and contact number.
Identification: A driver's license, passport, or Medicare number (driver's license is preferred).
Employment Details: Information about your current employer, job role, salary, and employer’s contact details. You may need to provide recent payslips or an employment contract as supporting documentation. If self-employed, submit details of your tax accountant and recent Tax Assessment Notices.
Financial Details: Information on assets (savings, investments) and liabilities (credit cards, loans, and debts). You’ll also need to estimate your monthly expenses for essentials like housing, food, and utilities.
Balance Transfer Information: If applicable, provide the financial institution name, BPAY reference number,and amount you wish to transfer.
Card benefits
You can apply for the Qantas Premier Platinum Credit Card online in just 10 minutes. Before proceeding, ensure you meet the eligibility criteria and have the necessary details ready to complete your application.
Eligibility Criteria
Income: A minimum annual income of $35,000 is required.
Current Qantas Premier Cardholder Status: You are not eligible if you currently hold or have held a Qantas Premier credit card as the primary cardholder in the last 12 months.
Qantas Frequent Flyer Membership: You must be an active Qantas Frequent Flyer member to apply. If you're not yet a member, you can join for free during the application process.
Residency: You must be an Australian citizen or permanent resident with a valid Australian residential address and mobile number.
Age Requirement: Applicants must be 18 years or older.
Balance Transfer Limit: If transferring a balance, you can transfer up to 80% of your available credit limit.
Required Documents
Personal Information: Your full name, date of birth, residential address, email, and contact number.
Identification: A driver's license, passport, or Medicare number (driver's license is preferred).
Employment Details: Information about your current employer, job role, salary, and employer’s contact details. You may need to provide recent payslips or an employment contract as supporting documentation. If self-employed, submit details of your tax accountant and recent Tax Assessment Notices.
Financial Details: Information on assets (savings, investments) and liabilities (credit cards, loans, and debts). You’ll also need to estimate your monthly expenses for essentials like housing, food, and utilities.
Balance Transfer Information: If applicable, provide the financial institution name, BPAY reference number,and amount you wish to transfer.
Rates & fees
Annual Fee: The standard annual fee for this card is $399, unless a promotional offer applies.
Purchase Interest Rate: A variable interest rate of 20.99% p.a. applies to purchases made with this card.
Interest-Free Period: Get up to 44 days interest-free on purchases when you pay your balance in full by the due date on each statement. However, if you have an outstanding balance transfer, interest will apply to retail purchases.
Cash Advance Rate & Fees:Interest rate of 21.99% p.a. applies to cash advances.
Domestic cash advance fee: 3% of the transaction amount or $3, whichever is higher.
Overseas cash advance fee: $5 per transaction.
Additional Cardholders:Add up to 4 supplementary cardholders to help earn more Qantas Points and manage family spending.
A $50 annual fee per additional cardholder applies.
The primary cardholder remains responsible for managing the account and ensuring payments are made on time.