Connecting to better
Qantas Premier Titanium
Bonus Point
Interest Rates
150000
20.99
Reward Point
1.25
Annual fee
$1,200
Pros.
150,000 bonus Qantas Points offer
20% extra Status Credits on eligible Qantas flights
10% discount on the base fare of eligible Qantas flights for up to two travellers, twice a year
Two complimentary single-entry lounge passes to Qantas First Lounges
Cons.
Annual fee of $1,200
3% foreign transaction fee for overseas purchases or online shopping with international businesses
The Qantas Premier Titanium credit card offers a generous 1.25 Qantas Points per $1 on eligible spending in Australia (up to a $12,500 cap per statement period) and 2 points per $1 spent internationally. Currently, you can earn 150,000 bonus Qantas Points by spending $5,000 on eligible purchases within the first 3 months of card approval.
Additionally, this card provides 20% bonus Status Credits on eligible Qantas flights booked with your card, discounts on flights, and complimentary access to Qantas First Lounges. It comes with an annual fee of $1,200.
Details
Product Details
Product Name
Qantas Premier Titanium
Balance transfer rate p.a.
0% for 6 months, then 21.99%
Balance transfer limit
80% of available limit
Purchase rate p.a.
20.99
Interest-free days
Up to 44 dayson purchases
Cash advance rate p.a.
3% or $3, whichever is greater
Min credit limit
$15,000
Card type
Mastercard
Fees & Charges
Annual fee
$1,200
Minimum monthly repayment
0% for 6 months, then 21.99%
Late payment fee
$30
Foreign currency conversion fee
3%
Cash advance fee
3% or $3, whichever is greater
Overseas cash advance fee
$5
Additional cardholder fee
$100
Number of additional cardholders
0
Eligibility
Available to temporary residents
No
Minimum income
$200,000
Joint application
No
Rewards
Rewards program
1.25
Bonus points
150000
Rewards points per $ spent
1.25
Rewards points cap
150,000
How to Apply
You can apply for the Qantas Premier Titanium credit card online by completing a secure application form. Before starting your application, ensure you meet the eligibility criteria and have the necessary documents ready.
Eligibility criteria:
Income: You must earn at least $200,000 per year.
Residency: You need to be a permanent Australian resident with an Australian residential address and mobile phone number.
Qantas Frequent Flyer: This offer is available only to Qantas Frequent Flyer members. You can receive complimentary membership when you apply for this card.
New customer: The introductory offers are not available to existing primary Qantas Premier cardholders.
Age: You must be at least 18 years old.
Eligible balance transfer debt: If you wish to make a balance transfer, you can transfer up to 80% of your available credit limit. The 0% interest rate applies to balances transferred within 30 days of card approval.
Required documents:
Personal details: You’ll need to provide your full name, date of birth, contact information, marital status, and details of any dependents. Additionally, you must provide proof of ID, such as your driver’s license, passport, or Medicare card.
Employment: Confirm your employment and annual income, and provide payslips less than 45 days old or 3 recent bank statements.
Finances: Provide details of household expenses (e.g., rent, bills) and any existing loan or credit card repayments.
Qantas Frequent Flyer details: You’ll need your Qantas Frequent Flyer number and PIN for the application.
Balance transfer details: If transferring a balance, provide the financial institution name, BPAY reference number, and the amount you wish to transfer.
Card benefits
You can apply for the Qantas Premier Titanium credit card online by completing a secure application form. Before starting your application, ensure you meet the eligibility criteria and have the necessary documents ready.
Eligibility criteria:
Income: You must earn at least $200,000 per year.
Residency: You need to be a permanent Australian resident with an Australian residential address and mobile phone number.
Qantas Frequent Flyer: This offer is available only to Qantas Frequent Flyer members. You can receive complimentary membership when you apply for this card.
New customer: The introductory offers are not available to existing primary Qantas Premier cardholders.
Age: You must be at least 18 years old.
Eligible balance transfer debt: If you wish to make a balance transfer, you can transfer up to 80% of your available credit limit. The 0% interest rate applies to balances transferred within 30 days of card approval.
Required documents:
Personal details: You’ll need to provide your full name, date of birth, contact information, marital status, and details of any dependents. Additionally, you must provide proof of ID, such as your driver’s license, passport, or Medicare card.
Employment: Confirm your employment and annual income, and provide payslips less than 45 days old or 3 recent bank statements.
Finances: Provide details of household expenses (e.g., rent, bills) and any existing loan or credit card repayments.
Qantas Frequent Flyer details: You’ll need your Qantas Frequent Flyer number and PIN for the application.
Balance transfer details: If transferring a balance, provide the financial institution name, BPAY reference number, and the amount you wish to transfer.
Rates & fees
Annual Fee
This card comes with a high annual fee of $1,200.
Purchase Interest Rate
A purchase interest rate of 20.99% p.a. applies to purchases.
Interest-Free Days
You can enjoy up to 44 interest-free days on purchases if you pay your balance in full by the statement due date. However, interest will be charged on retail purchases if you have a balance transfer debt.
Cash Advances
Cash advances, such as ATM withdrawals, will incur a 21.99% interest rate.
Minimum Credit Limit
The minimum credit limit for this card is $15,000.