Connecting to better
St.George Amplify Signature
Bonus Point
Interest Rates
180000
20.99
Reward Point
1.5
Annual fee
$199 first year ($295 after)
Pros.
Up to 180,000 bonus Amplify Points
First-year annual fee discounted to $199
Shopping cashback opportunities via ShopBack
2 complimentary airport lounge passes annually
Complimentary overseas travel insurance for up to 6 months
Cons.
$295 annual fee from the second year onwards
3% fee on foreign transactions
The St.George Amplify Signature is a high-end credit card that provides unlimited rewards, access to airport lounges, complimentary travel insurance, and a range of additional premium benefits.
Details
Product Details
Product Name
St.George Amplify Signature
Balance transfer rate p.a.
N/A
Balance transfer limit
N/A
Purchase rate p.a.
20.99
Interest-free days
Up to 55 dayson purchases
Cash advance rate p.a.
21.99%
Min credit limit
$15,000
Card type
Visa
Fees & Charges
Annual fee
$199 first year ($295 after)
Minimum monthly repayment
N/A
Late payment fee
$15
Foreign currency conversion fee
3%
Cash advance fee
3%
Overseas cash advance fee
3% of each cash advance amount
Additional cardholder fee
$0
Number of additional cardholders
1
Eligibility
Available to temporary residents
Yes with conditions
Minimum income
N/A
Joint application
No
Rewards
Rewards program
1.5
Bonus points
180000
Rewards points per $ spent
1.5
Rewards points cap
1.5
How to Apply
You can apply for the St.George Amplify Signature Credit Card online in approximately 10 minutes. Before starting, ensure you meet the following eligibility criteria and have all the necessary documents and information for your application.
Eligibility Criteria
New cardholder: To qualify for the bonus points offer, you must not currently hold or have held an Amplify Platinum or Amplify Signature Credit Card from Bank of Melbourne, St.George, or BankSA within the last 24 months.
Residency: You must be an Australian citizen or permanent resident with a fixed address in Australia. Temporary residents can apply if they have a valid visa with at least 1 year before expiry. More details on credit card eligibility for temporary residents are available in Finder’s guide.
Income: You must have a regular income taxed through the Australian Taxation Office.
Age: Applicants must be at least 18 years old.
Required Documents
Personal information: You’ll need to provide your full name, date of birth, residential address, email address, and phone number. Additionally, provide a valid form of identification, such as an Australian driver’s licence, Medicare card, passport, or birth certificate.
Employment details: Include your job title, salary details, and employer's contact information. If self-employed, you may be asked for your accountant’s contact details.
Other financial information: Provide information on any other income sources, assets like savings or shares, and details about existing debts and ongoing expenses such as rent, mortgage payments, bills, and groceries.
Card benefits
You can apply for the St.George Amplify Signature Credit Card online in approximately 10 minutes. Before starting, ensure you meet the following eligibility criteria and have all the necessary documents and information for your application.
Eligibility Criteria
New cardholder: To qualify for the bonus points offer, you must not currently hold or have held an Amplify Platinum or Amplify Signature Credit Card from Bank of Melbourne, St.George, or BankSA within the last 24 months.
Residency: You must be an Australian citizen or permanent resident with a fixed address in Australia. Temporary residents can apply if they have a valid visa with at least 1 year before expiry. More details on credit card eligibility for temporary residents are available in Finder’s guide.
Income: You must have a regular income taxed through the Australian Taxation Office.
Age: Applicants must be at least 18 years old.
Required Documents
Personal information: You’ll need to provide your full name, date of birth, residential address, email address, and phone number. Additionally, provide a valid form of identification, such as an Australian driver’s licence, Medicare card, passport, or birth certificate.
Employment details: Include your job title, salary details, and employer's contact information. If self-employed, you may be asked for your accountant’s contact details.
Other financial information: Provide information on any other income sources, assets like savings or shares, and details about existing debts and ongoing expenses such as rent, mortgage payments, bills, and groceries.
Rates & fees
Annual fee. This card charges a standard annual fee of $295 p.a.
Interest rates. The variable interest rate for purchases is 20.99% p.a., while the cash advance rate is 21.99% p.a.
Interest-free days. When you pay your monthly payment balance in full, which excludes current balance transfers, listed on your statement by the payment due date, you will receive up to 55 days interest-free on new purchases. Note that interest-free days are separate from any longer-term interest rate promotions.
Foreign transaction fee. This card charges a fee worth 3% of each transaction made overseas or online in a foreign currency.