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G&C Mutual Bank Fixed Rate Home Loan

Product Name

Interest Rate Type

5.50%

Repayment Type

Principal & Interest

Interest Rate p.a.

5.50%

Comp. Rate p.a.

5.56%

Minimum Loan Amount

Maximum Loan Amount

N/A

Maximum Loan Term

30 years

Maximum LVR

95%

Loan Redraw Facility

Yes

Offset Account

Split Loan Facility

Yes

Fixed Interest Option

Yes

Loan Portable

N/A

Extra Repayments

Up to 5% of the loan balance per annum

Competitive interest rates – Helps save on interest costs.
Low deposit requirement – Easier to qualify with a smaller upfront amount.
Limited extra repayments & redraw – Some flexibility to pay off the loan faster and access extra funds.

Several fees – Includes establishment and redraw fees, increasing the overall cost.
No offset account – Limits the ability to reduce interest costs using savings.

Loan Fee

$2,843

Interest Rate

5.50%

Max loan tenure

30 years

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