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NOW Finance No Fee Unsecured Personal Loan
An unsecured personal loan with tailored interest rates and no fees.
Three Key Considerations for This Loan:
Unsecured Loan – No collateral needed.
Tailored Interest Rates – Based on your credit history.
Zero Ongoing Fees – No monthly or annual charges.

Interest Rate (p.a.)
6.75% to 26.95%
Comp. Rate (p.a.)
6.75% to 26.95%
Min Loan Amount
$5,000
Pros.
No Collateral Needed
Flexible Use – Spend the loan on any valuable purchase.
Quick and Easy Application
Cons.
If you have a low credit score, you may face higher interest rates.
Details
Product Details
Product Name
NOW Finance No Fee Unsecured Personal Loan
Interest Rate (p.a.)
6.75% to 26.95%
Comp. Rate (p.a.)
6.75% to 26.95%
Interest Rate Type
Fixed
Min Loan Amount
$5,000
Max. Loan Amount
$50,000
Loan Security
Unsecured
How NOW Finance Unsecured Personal Loans Work?
NOW Finance offers unsecured personal loans to eligible applicants for a wide range of purposes, such as a holiday, vehicle purchase, or debt consolidation. With zero fees and a personalized interest rate, your rate is determined based on your individual circumstances and credit history.
You can apply for loans ranging from $5,000 to $50,000, with no collateral required. Loan terms are flexible, allowing repayment over 18 months to 7 years, with the option to pay weekly or fortnightly.
Eligibility criteria
To qualify, you must:
Be 18 years or older
Be an Australian citizen or permanent resident
Be employed and have completed your probationary period
Have no previous bankruptcies or defaults
Provide valid identification, such as a current Australian Driver's License or Australian Passport
How to Apply
You can apply for a NOW personal loan website.
Features of this loan
Unsecured – No collateral required.
Free Early Repayments – Pay off your loan early without any fees.
Loan Amounts – Borrow between $5,000 and $50,000.
No Monthly Fees – No ongoing charges.
No Establishment Fee – No initial setup costs.
Quick Fund Transfer – Receive funds in your account within 2 working days.
Personalized Interest Rates – Rates tailored to your financial situation.